Vince is the guy that Ju-Djuin and I used. He's a nice guy, easy going and knowledgeable. He's easy to work with, but I found I had to check in with him more so than him calling me.

It was good to have him because I could call and ask questions and he had a working relationship with my real estate agent so they could communicate and handle stuff independently of my involvement. Also he could monitor rates and lock in a good rate.

The most important things are A) ask a lot of questions B) shop around and don't feel pressure to commit , and C) don't believe an abnormally low rate.

I'm sure you've heard of bankrate.com too.

My golf friend is a Realtor and has worked well with this guy. Ask for Rod Lenders himself.

Same Realtor friend said these people are also good to deal with. Ask for Sue Martz. Call me and I'll give you my friend's name to use as a reference.

I have been working with Victor from Fidelity and he has been very helpful. He has efficient about keeping me informed. Before I even think about calling him, he has already sent an email, a text, or has called my agent to tell her what is going on with my escrow process. Let me know if you are interested and I will give you his cell number. Good luck!!